Privacy Policy

BudgtBee ("we", "our", or "us") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the BudgtBee web application and related services (collectively, the "Service"). Please read this policy carefully. If you disagree with its terms, please discontinue use of our Service.

1.1 Information You Provide Directly

• Account data: name, email address, and password when you register.
• Profile data: preferred currency, display name, and any optional profile details you choose to provide.
• Financial data: account balances, transactions, budgets, bills, debts, goals, and investment records you enter into the Service.

1.2 Information Collected Automatically

• Usage data: pages visited, features used, click-stream data, and time spent within the Service.
• Device & technical data: IP address, browser type and version, operating system, device identifiers, and referring URLs.
• Cookies & similar technologies: as described in our Cookie Policy.

1.3 Information from Third Parties

If you choose to register or log in using a third-party provider (e.g., Google), we receive basic profile information (name and email) from that provider, subject to their privacy settings.

We use the information we collect to:

• Create and manage your account and authenticate your identity.
• Provide, operate, and maintain the Service including budgeting, expense tracking, goal planning, and investment features.
• Personalise your experience and deliver content relevant to your preferences.
• Process and respond to your enquiries, feedback, and support requests.
• Send transactional communications (e.g., email verification, password reset).
• Monitor and analyse usage patterns to improve and develop new features.
• Detect, investigate, and prevent fraudulent transactions and other illegal activities.
• Comply with applicable legal obligations and enforce our Terms of Use.

We do not sell your personal data. We may share information only in the following circumstances:

• Service providers: trusted third-party vendors who assist us in operating the Service (e.g., cloud hosting, email delivery, analytics) under strict confidentiality agreements.
• Legal requirements: when required by law, court order, or governmental authority, or to protect the rights, property, or safety of BudgtBee, our users, or the public.
• Business transfers: in connection with a merger, acquisition, or sale of assets, your data may be transferred; you will be notified of any such change.
• With your consent: in any other circumstances where you have given explicit consent.

We implement industry-standard technical and organisational safeguards, including encryption in transit (TLS), hashed password storage, and access controls, to protect your personal information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Depending on your jurisdiction, you may have the right to:

• Access the personal data we hold about you.
• Rectify inaccurate or incomplete information.
• Erase your personal data ("right to be forgotten").
• Restrict or object to certain processing activities.
• Data portability — receive a copy of your data in a structured, machine-readable format.
• Withdraw consent at any time where processing is based on consent.

You can exercise most of these rights directly from your Account Settings. For further assistance, contact us at privacy@budgtbee.com.

We retain your personal data for as long as your account is active or as needed to provide the Service. If you delete your account, we will delete or anonymise your data within 30 days, except where we are required to retain it for legal or regulatory purposes.

The Service is not directed to individuals under the age of 16. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal data, please contact us immediately and we will take steps to delete such information.

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page and notify you by email or a prominent notice within the Service. We encourage you to review this policy periodically.

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact our Data Privacy Team at:
privacy@budgtbee.com