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Disclaimer

Last updated: 1 June 2025


Important Notice

BudgtBee is a personal finance management tool, not a licensed financial advisor, broker, or regulated financial institution. Nothing on this platform should be taken as professional financial, investment, tax, or legal advice.

1. No Financial Advice

The information, calculators, projections, and data analysis features provided by BudgtBee ("Service") are intended for general informational and educational purposes only. They do not constitute, and should not be construed as, financial advice, investment recommendations, tax guidance, or any other form of professional financial counsel. All financial decisions are yours alone, and you should always consult a qualified financial adviser, accountant, or other licensed professional before making any financial decisions.

2. Accuracy of Projections and Calculations

Financial projections, retirement estimates, debt payoff schedules, investment growth forecasts, and other calculations generated by the Service are based on the data you enter and mathematical models. They are provided as estimates only and may not reflect actual future outcomes. Market conditions, tax laws, interest rates, and individual circumstances can change significantly. BudgtBee makes no representation or warranty that any projection will be achieved or is accurate. Past performance or modelled results are not indicative of future results.

3. Accuracy of General Information

While we strive to keep the information on the Service up to date and correct, we make no warranties or representations of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any information, products, services, or related graphics contained on the Service. Any reliance you place on such information is strictly at your own risk.

4. Exchange Rate and Market Data

Currency exchange rates displayed within the Service are sourced from third-party providers and may be delayed or approximate. They are provided for convenience and are not suitable for trading or commercial foreign exchange purposes. BudgtBee accepts no liability for any loss arising from reliance on exchange rate information provided by the Service.

5. Third-Party Links and Content

The Service may include links to external websites or resources. These links are provided for your convenience only. BudgtBee has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them. The inclusion of any link does not imply endorsement of the linked site.

6. Limitation of Liability

To the maximum extent permitted by applicable law, BudgtBee, its owners, directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages — including without limitation financial loss, loss of data, or loss of opportunity — arising out of or in connection with your use of the Service or your reliance on any information, calculation, or projection provided by it. This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis.

7. Service Availability

BudgtBee does not warrant that the Service will be available at all times or that it will be free from interruptions, errors, or security vulnerabilities. We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

8. Contact Us

If you have any questions about this Disclaimer, please contact us at:
legal@budgtbee.com